Government Savings Bank changed the pattern of Premium Savings Certificates from written instruments to the digital format under the name “Digital Salak on MyMo” that provides convenience to customers who use MyMo, GSB Mobile Banking Application. These customers can make Premium Savings Certificates deposits or withdrawals anytime and anywhere by using Mobile Banking. The customers can safe on costs compared to doing transactions in the bank. It also encourages customers to increase their savings, promote savings discipline as well as facilitate access to financial services.